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Buying in Portugal

CALCULATOR

Portugal Property Purchase Cost Calculator

Estimate the main property purchase taxes payable when buying real estate in Portugal.

Enter a few details about the property and your situation to receive an estimated IMT and Stamp Duty breakdown based on the current 2026 rules.

No personal data required.

  • Tax rules: 2026

Your purchase

Enter the agreed purchase price in euros.

If you know the Portuguese taxable value of the property, enter it here. IMT is generally calculated using the higher of the purchase price and the taxable value.

We are assuming the purchase price is not lower than the property's taxable value.

Madeira and the Azores use the autonomous-region thresholds.

Tax residence is not the same as nationality, citizenship, country of birth, passport or immigration status.

Not included in this estimate

  • Legal fees
  • Registration and completion costs
  • Bank fees
  • Valuation fees
  • Mortgage-related taxes and charges
  • Surveys or technical inspections
  • Currency conversion costs
  • Ongoing property taxes
  • Condominium or resort charges

OFFICIAL SOURCES

Rates and thresholds are configured from official Portuguese sources.

  • Código do IMT, Artigo 17.º — Autoridade Tributária e AduaneiraIMT rates and brackets applicable to property acquisitions.
  • Ofício-Circulado n.º 40129/2026 — Autoridade Tributária e AduaneiraPractical IMT tables applicable for the 2026 tax year.
  • Compra da casa (IMT e Imposto do Selo) — Autoridade Tributária e AduaneiraAdministrative guidance on tax due on a property purchase.
  • Código do Imposto do Selo, Tabela Geral, verba 1.1 — Autoridade Tributária e AduaneiraStamp Duty of 0.8% on the onerous transfer of immovable property.
  • Código do Imposto do Selo, Artigo 7.º-A — Autoridade Tributária e AduaneiraStamp Duty relief associated with the first-home regime.
  • Decreto-Lei n.º 97/2026, de 20 de maio — Diário da República2026 regime applicable to certain acquisitions by non-residents.

Already have a property or contract?

If you have identified the property, received a reservation document or CPCV, transaction-specific review may now be appropriate.

Explore legal support

This calculator provides a general estimate based on the information entered and the tax rules configured for 2026. Actual tax may depend on the property's legal and tax classification, the buyer's circumstances, exemptions and the value accepted by the Portuguese Tax Authority. It does not constitute legal or tax advice.

Related guides

Continue with the guides most buyers read alongside this calculator.

Property Purchase Costs and Taxes in Portugal

Understand the main taxes and costs to budget for when buying property in Portugal.

How to Buy

A clear, step-by-step overview of the Portuguese purchase process, from first search to final deed.

Personal Buying Plan

Get a personalised roadmap based on your purchase.